We’re Here for You — Always
Every day, we guide clients just like you to their financial goals. We know what tools fit the varied needs and desires of those planning for retirement. We also know the tools and strategies that get you to retirement aren’t always the same as those that will take you through retirement. Our Retirement Built Right plan aligns your goals and dreams with the right action steps.
Retirement Built Right
Foundation Session
Foundation Session
Let's get to know each other
Identify areas of potential weakness
Determine if we are a good fit to work together
Blueprint Session
Blueprint Session
Discuss problems and possible solutions
Tax planning report
Social Security analysis
Fee analysis
Income analysis
Other comprehensive planning strategies
Engage Biltmore Financial Services, Inc.
Construction Session
Construction Session
Welcome to the family!
Discuss plan in more detail
Finalize decisions together
Complete the onboarding process
Maintenance Session
Maintenance Session
Lifetime relationship
Meet at least once per year:
Tax planning
Further education
Adjust plan for changes
Available at any time for questions/concerns
Value adds
Services We Offer
Retirement Income Strategies
Grow Your Income
Unlike the working years, where you’ve likely drawn a regular paycheck, at retirement it’s time to pay yourself. Are you ready to tap into your savings in a strategic way so that you continue to create an income stream you won’t outlive? We can help.
Wealth Management
Grow Your Income
We offer a suite of services to affluent clients who are looking for a holistic approach to their financial future, all in one place. We’ll help you with comprehensive guidance to help reach the goals and dreams you’ve been envisioning.
Annuities
Grow Your Income
Annuities are financial tools that can help you create a stream of income that you can’t outlive. But today’s annuities aren’t like those of your parents or grandparents. There are many ways to tailor annuities to fit your needs. We’ll help you compare your options.
Investments
Grow Your Income
Whether you prefer to “set it and forget it,” or you want to more actively participate in your investments, we can help you design an investment strategy that matches your risk tolerance and goals. And we know that risk tolerance changes as life happens — so we plan for that, too.
IRA/401(k) Rollovers
Grow Your Income
We can help you evaluate your current IRAs and 401(k)s to determine if a rollover is appropriate for your situation. Whether you’re looking to access the tax-advantaged options a Roth IRA provides, to consolidate accounts or to explore other savings avenues, we can help.
Asset Preservation Strategies
Preserve Your Assets
We keep our eyes on the horizon so you can enjoy your retirement. We’ll design a strategy to help you minimize risk: including the risks of market loss, inflation or liquidity (not having cash accessible when you need it).
Life Insurance
Preserve Your Assets
Life insurance can play an important role in an overall financial strategy — both to protect yourself and your loved ones should the unthinkable happen and in some cases to help preserve your assets for future generations.
Tax-Efficient Strategies
Preserve Your Assets
Taxes can take a bigger bite out of your retirement income — or your legacy — than you may be expecting. We can help you develop tax-efficient strategies that fit your overall financial plan, so more of your hard-earned dollars go to you and your loved ones.
Long-Term Care Strategies
Preserve Your Assets
For retirees, outliving good health can be both a mental and financial blow. Accounting for future long-term care needs not only lifts a weight off your shoulders today but can help your loved ones breathe a sigh of relief down the road.
IRA Legacy Planning
Pass It On
How you approach your financial planning today defines what your legacy to your loved ones will look like after you’re gone. We can help you understand and employ strategies to help ensure your assets are passed to those people or causes you love.
We can also refer you to professionals who provide the following services:
Trusts Probate Charitable Giving Estate Planning Tax Planning
All investments are subject to risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any statements referring to growing your income are not a guarantee or prediction of future performance. Any references to protection benefits, guarantees or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.